<?xml version="1.0" encoding="UTF-8"?>
<request timestamp="20160127175725" type="card-cancel-card">
    <merchantid>thestore</merchantid>
    <account>internet</account>
    <card>
        <ref>visa01</ref>
        <payerref>smithj01</payerref>
    </card>
    <sha1hash>02ea36d7c32ad272aa275be2f4cae5dd4af18280</sha1hash>
</request>